2024

A First-Time Home Buyer's Guide: Investing in a RM 300,000 Property As a first-time home buyer, stepping into the real estate market can be both exciting and daunting. Imagine purchasing a RM 300,000 property where your mortgage payment is cheaper than renting a similar property. Not only can this provide immediate financial benefits, but it also sets you up for potential future gains and financial...

Are you curious about the real-life story of a RUMAWIP homeowner who faced significant challenges but ultimately achieved a profitable outcome? Discover how one determined individual turned financial hardship into a remarkable success under the RUMAWIP program "Residensi Kepongmas 2." Purchased for RM 240,000: The Initial Investment In an effort to secure affordable housing, the homeowner purchased a...

When it comes to protecting your family's financial future, especially in the context of mortgage liabilities, several options are available. Life insurance, Mortgage Level Term Assurance (MLTA), and Mortgage Reducing Term Assurance (MRTA) are three common choices. Each offers unique benefits and considerations. In this guide, we'll compare these options to help you make an informed decision based on your...

Unlocking Home Equity: Understanding Skim Saraan Bercagar (SSB) Reverse Mortgage As Malaysia's population ages, many seniors are faced with the challenge of ensuring financial security during retirement as it is no longer a secret that most Malaysians do not have sufficient savings in EPF. For homeowners aged 55 and above, reverse mortgage presents a unique opportunity to leverage the equity in their...