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Introduction (Sales Website RUMAWIP VS Government Residensi Wilayah)

First of all rumawip.com.my  is NOT related to any government agencies. It is created to be a portal to purchase a Residensi Wilayah project where https://residensiwilayah.kwp.gov.my/ is the official government website to apply for a Residensi Wilayah formerly known as RUMAWIP (NOT Rumah WIP, rumahwip, rumah wilayah or rumah waiwp ). As of 11 October 2021, this program have change it’s name again to Residensi Wilayah Keluarga Malaysia. You can save yourself the hassle to keep up with the names and focus on the MCO phases which is personally confusing enough. By applying through us we can assist you with the common issue faced by applicants for this program (FREE OF CHARGE)

Below are the few problem that we may be able to assist: 

• Most first time home buyer and real estate agents are still referring it to RUMAWIP even after the name change to Residensi Wilayah on 1st February 2019 and many are not aware that it is now called “Residensi Wilayah Keluarga Malaysia”. By visiting us frequently or subscribing to our email updates, owning your first home will be simplified!
• Secondly there are countless misleading advertisement.  Below is one of the example of the misleading advertisement. No Residensi Wilayah Keluarga Malaysia is allow to be price above RM 300,000 or size above 900 sqft. Just by subscribing to our email list, you will be able to keep track on this affordable housing program!

• Waiting for the official https://residensiwilayah.kwp.gov.my/ website to announce new project. You probably won’t make it to secure any unit! Below is a perfect example how many fail to get this unit even if they try on the first day it launch. This project by Syarikat Perumahan Pegawai Kerajaan Sdn Bhd according to https://residensiwilayah.kwp.gov.my/projek/80 . But you need to contact SP Setia the main company to place the booking as developer often set up a new company to built a Residensi Wilayah project. Another example is Skyworld Development Sdn Bhd have set up SkyAwani 5 Sdn Bhd to built SkyAwani 5! 

• ​ Advertising Permit and Developer’s License (APDL) – This must be obtain before developer start its marketing campaign to reach you, but the people related one way or another to the developer have already receive the insider news such as agents here at rumawip.com.my . Pre registering before a project is launch will give you the first movers advantage such as selecting the unit first. For eg. corner unit, high floor, facing east and etc​

Eligibility (Residensi Wilayah Keluarga Malaysia)

Individual who wish to apply for Residensi Wilayah Keluarga Malaysia must first check own eligibility. The normal way will be going to

​https://residensiwilayah.kwp.gov.my/ and read through all the below information

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or you can directly whatsapp us and we will advise throughly!

Most Residensi Wilayah Keluarga Malaysia applicants are going for My First Home Scheme NOT H.O.C (Home Ownership Campaign). We will assist you to apply for My First Home Scheme which provide 110% financing for first time house buyer. Officially this is for employed individual age 40 & below whose income is RM 5000 & below, but there is exception to this. We can only advise based on each project specifically.

We always prepare our clients for the best CCRIS record before the official launch in order for them to secure the housing loan at the best possible interest rates!

Income calculation method from Kementerian Wilayah Persekutuan is no simple matter! Especially for the self employed who provides company bank statement, individuals who have large bonus, commision based or with commision are best to book with experience agents as many applicants have gotten themselves ban for a year from applying when they do it themselves. It always better to plan ahead with us than simply uploading your documents for approval without our guidance. One can’t simply expect the Kementerian Wilayah Persekutuan (KWP) to understand a company bank statement on the an exact profit, quarterly release commission which display high amount on specific month and many more grey area that will affect one application of Residensi Wilayah Keluarga Malaysia negatively.

Applying for Approval for Residensi Wilayah Keluarga Malaysia

Most property developers requires bank loan approval and government approval before you can reserve your unit in any Residensi Wilayah Keluarga Malaysia Project. Below are the documents one must prepare, edit into proper format, putting it in order before uploading it in the Residensi Wilayah portal. Time is not a luxury you have! Here in https://www.rumawip.com.my/ we assist you in all these free of charge. Most of our clients selected their preferred units hassle free!

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Conclusion

Therefore we humbly suggest and conclude that buying through us at https://www.rumawip.com.my/ will result in a higher change of success rate in obtaining your first home by being better prepared by our experience real estate agents , our effort to go the extra mile in handling all your paper work & better rate for your housing loan.